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Boat Ownership Tips
Steps To Owning A Boat
The common misconception is that boats are an expensive luxury that only a few people can own. The reality is that everyone can enjoy the benefit of owning a boat. Not everyone may be able to own a luxury cruiser, or a fancy speed boat. They can however, own a boat that will provide years of enjoyment for a small cost. The following are guidelines for finding the best boat for your needs:
How much can you afford? This is the most limiting factor that you have. Fortunately, if you can only afford a little bit per month, there are many banks who are willing to issue you a boat loan.
What kind of boat do you want? There is everything from party barges, to sailboats. Every type of boat exists from very cheap to very expensive. Check boat listings online and in the local paper. Look at as many as possible to ensure a good deal.
Once you get a boat, it’s a major investment. You should purchase boat insurance.
If the boat is motorized, it will need a boat registration. This is usually very cheap and keeps you legal
After you buy, insure, and register the boat where will you keep it: at a boat yard or in your yard? There are many available options. Again, prices range from very cheap to very expensive
Finally, once you get all the logistics figured out then you can customize it with one of a variety of boat names, electronics, decals, and accessories. .
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Don’t Buy The Wrong Boat
Malibu Boats tip: There are plenty of boat manufacturers to choose from when buying a boat. You should think about the type of boat you're looking for and research whether companies like, Malibu Boats, make a particular model that suits your taste. Something else to consider is the company's reputation. For instance, Malibu Boat factories are known to fine-tune their boat plans, striving for excellence in all areas, and the response from dealers and customers has been overwhelming all over the world.
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Know Your Boat’s HID Number
Whether your boat is new or used, it should have what is known as a Hull Identification Number, or HIN. This number is similar to a Vehicle Identification Number on a car, and is essential for recording a boat’s history, especially in the case of major repair or accident. The HIN is a unique set of 12 characters and all boats built after 1972 have one. It is found on the back of the vessel in the upper most, right-hand corner. The HIN may also be written on the title or registration, or in the packet of insurance information. Even though your boat has a HIN secured to its exterior, you should write down the number and keep it in a secure place off the boat such as a safety deposit box. That way, if your boat is stolen, you’ll be able to help the authorities locate it.
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First Time? Think Small
Malibu Boats Tip: If you're thinking about owning a boat for your family, consider something sporty that won't require a lot of maintenance. Malibu Boats has created the Luxury Sport-V Series Boats as an answer to families and water sports enthusiasts' need for top performing watercrafts that feature the thrill of the ride as well as a feeling of safety and security.
Malibu Boats Luxury Sport-V Series Boats feature the following:
Nearly Non-Existent Bow Rise-Drivers can stay seated while still viewing the horizon.
Under-the-Boat Propeller-Located away from the swim platform to prevent accidents to swimmers.
Flatter Design-Passengers feel more secure without the dramatic roll that most boats have during turns.
Rack and Pinion Steering-Driving a luxury Sport-V Series boat is like driving a fine automobile.
Beautiful Interior and Exterior-Plush interior and exquisite detailing.
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Don’t Buy The Wrong Boat
Before you buy, take adequate time to think about how you plan to use a boat and how many people will likely be on it at one time. For example:
*Will you often invite friends along?
*Do you want a boat primarily for fishing or other activities like water skiing?
*Do you want a boat that you can take on the water for one day? A long weekend? Or a week-long excursion?
*Are you a leisurely person or do you like getting from place to place as fast as possible?
All these questions will help narrow your search for a boat and make it less likely that you’ll purchase one that doesn’t suit your lifestyle.
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First Time? Think Small
It might be tempting—once you see all the fancy boats on display in the showroom—to buy the biggest boat you can afford. But, many experts don’t advise it until you have significant boating experience. The size of the boat you buy is an important consideration. One downside to very large boats is that they will require you to learn many more systems in order to operate them. For this reason, you may want to first buy a smaller boat, get used to being on the water and then trade up when you feel ready. Some advise first buying a boat that is between 22 and 24 feet.
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Financing Makes Owning A Boat Easy
Financing options are available for new boat owners. Buying a boat can now be just as easy, and just as affordable, as buying a car. If you have a good credit history, you can obtain an installment loan to pay for your boat. A down payment may vary in amount and is likely to be between 10 percent and 20 percent of the total cost, while your interest rate will be in the range of 12 percent. Using these figures, a person could buy a $25,000 cabin cruiser, put $5,000 down and have a monthly payment of about $287.
