January 23, 2009, Newsletter Issue #108: Steps To Owning A Boat

Tip of the Week

The common misconception is that boats are an expensive luxury that only a few people can own. The reality is that everyone can enjoy the benefit of owning a boat. Not everyone may be able to own a luxury cruiser, or a fancy speed boat. They can however, own a boat that will provide years of enjoyment for a small cost. The following are guidelines for finding the best boat for your needs:

How much can you afford? This is the most limiting factor that you have. Fortunately, if you can only afford a little bit per month, there are many banks who are willing to issue you a boat loan. What kind of boat do you want? There is everything from party barges, to sailboats. Every type of boat exists from very cheap to very expensive. Check boat listings online and in the local paper. Look at as many as possible to ensure a good deal. Once you get a boat, it’s a major investment. You should purchase boat insurance. If the boat is motorized, it will need a boat registration. This is usually very cheap and keeps you legal After you buy, insure, and register the boat where will you keep it: at a boat yard or in your yard? There are many available options. Again, prices range from very cheap to very expensive Finally, once you get all the logistics figured out then you can customize it with one of a variety of boat names, electronics, decals, and accessories. .

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